The Wave 🌊 

A Share from Readers


Solving Puzzles : People will NOT always TELL you how they FEEL about YOU

But they will always SHOW you

PAY ATTENTION

A father was reading his favourite magazine and his little daughter every now and then distracted him.

Trying to keep his daughter busy, he tore out one page on which was printed the map of the world. He then tore the page into pieces and asked her to go to her room and put them together to make the map again.

Having done this, the father was now convinced he would read his magazine without any disturbance and also that it would take her daughter the whole day to get it done.

But the little one came back within two minutes with the perfect map…………

?

?

?

The curious and confused father asked her daughter how she could do it so quickly??

She giggled and said,

“Oh…Dad, there is Amitabh Bacchan’s face on the other side of the paper,

I made His face perfect to get the map right.”

Satisfied with the answer, she ran outside to play leaving the father surprised…😇

Moral of the story:

In life there is always the other side to whatever you experience.

When ever we come across a challenge or puzzling situation, look at the other side, you will be surprised to see an easy way to tackle the problem..

From Quora Stocks Vs Bonds


Stocks Shares and Indices :

How Investment Effect Promotions Rewards Additional Benefits

Exponential High Risk Investment in Poor Decision Makers
Equity : the value of the shares issued by a company. Equity = Assets – Liabilities

Watch Video Here

What are the differences between preference shares and debentures?

There are many differences between preference shares and debentures, with the biggest difference being that a preference share is an equity security that gives the owner preferential rights in the event of a dividend payment or liquidation by the underlying company, while a debenture is a debt security issued by a corporation or government entity, and it is not backed by an asset or lien.

Preference Shares

Preference shares are shares of a company’s stock issued to preferential shareholders or stakeholders. Much like common stock, preference shares represent ownership in a company. Unlike common stock, preference shares normally do not carry any voting power but give the holder of the preference shares claim on a specific quarterly dividend amount and precedence over common stock in the event of a company liquidation.

A:

There are many differences between preference shares and debentures, with the biggest difference being that a preference share is an equity security that gives the owner preferential rights in the event of a dividend payment or liquidation by the underlying company, while a debenture is a debt security issued by a corporation or government entity, and it is not backed by an asset or lien.

Preference Shares

Preference shares are shares of a company’s stock issued to preferential shareholders or stakeholders. Much like common stock, preference shares represent ownership in a company. Unlike common stock, preference shares normally do not carry any voting power but give the holder of the preference shares claim on a specific quarterly dividend amount and precedence over common stock in the event of a company liquidation.

Debentures

Debentures are a corporate or government bond not secured by any specific assets or property. This means a debenture is riskier than a secured debt instrument but garners a higher interest rate payment to offset the risk. In the event of a liquidation, the holder of a debenture bond is viewed as a general creditor and must wait to be repaid until all the secured creditors have been repaid.

Differences Between Preference Shares and Debentures

The main difference between preference shares and debentures is the former is an equity security giving its owner preferential rights, while the latter is a debt instrument that gives its owner fewer rights but a higher interest rate to offset the risk. The secondary difference is preference shares protect the holder in the event of a liquidation, while debentures do the opposite of protecting the holder.

Read more: Updates on Advisor Insights at Investopedia

Credit Vetting is asserting the credit worthiness of the client or agent in terms of financials.

Credit Vetting is asserting the credit worthiness of the client or agent in terms of financials.

Original Pic Via : @zabachelove

B Credit from A Sapling
Step
Credit ratings are based on a customer’s credit score to further categorize credit valuation. The most widely accepted credit rating model is FICO (Fair Isaac Corp.) which calculates a credit score number from 300 to 850 to an individual’s history.

Function

Step

Credit ratings (A, B, C, D) give a quick letter grade to an individual’s credit history. This allows financial institutions to determine how likely an individual will pay money back if given a loan, as well as employers to verify how responsible their employees are.

Letter Grade Breakdowns

Step

FICO designates letter grades to credit score numbers in the following way: “A” rating is 720+ (excellent), “B” rating is 650+ (good), “C” rating is 575+ (average), and below 575 is a “D” rating (poor). Different lenders may vary from these standard four credit ratings (i.e., A+, C-).

Consequences

Step

Credit ratings which a financial lender deems to be “low” (this definition varies from lender to lender) can affect an individual’s ability to get a mortgage, a loan for a car or other large purchase, a low interest rate on credit cards, insurance rates and, in some cases, employment and housing.

Calculation of Credit Rating

Step

The exact calculation for how a credit rating is determined is not disclosed by the institutions that create them (i.e., FICO). However, the following factors have been identified as playing key roles in the calculation: past payment history, debt owed, length of credit history, any newly obtained credit and types of credit used.

Blue Ocean Strategy:

  1. Strategy Canvas
  2. Actions Framework
  3. Eliminate Waste Reduce Risk Raise Awareness
  4. Create Utility Map

A copy paste formula doesn’t always work, does it ?

Brunt shall be borne by whom for not bribing out Quality Talent … brining … I mean driving sorry 😐 you decide the verb / action you wanna use.

Because a person can have bank accounts across the Globe 🌎 But have ABCs scores

What 🤗 Opportunity for the Young Ones !!

All the Math and IT peeps of the World calling each other excited  😊

#QuoteForTheDay #Tysilynsblog #leadershipdevelopement #colloquially #leadership

A post shared by Tysilynsblog (@tysilynsblog) on

BREAK BEFORE YOU 

👇🏽

See Also :

Reads and References :

(CC) 2017 Tysilyn Fernandez

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