Ideas to Change With Lessons Learned 

In Great challenge we find Great opportunity

The Bristol Pound (£B) is a form of local complementary currency, or community currency launched in Bristol. Its objective is to encourage people to spend their money with local, independent businesses in Bristol and the former County of Avon. As of September 2012 it is the largest alternative in the UK to official sterling currency, though it is backed by Sterling.
If a person spends Bristol Pounds at a local shop, the owner of this shop can respend them by using them to buy supplies from another local business, pay local taxes (Business Rates or Council Tax) to Bristol City Council. The business can for instance use their Bristol Pounds to pay a farmer in the Avon area for fresh fruit and vegetables. This farmer can pay a local architect, which accepts Bristol Pounds, to renovate a part of his farm, and so on. In this way money keeps on circulating locally to benefit local independent businesses in the area; this is called the local multiplier effect. If the person had spent Sterling Pounds at a supermarket chain instead, for example, more than 80% of their money would have left the area almost immediately. Use of a local currency thus increases cash flow between independent businesses and stimulates local employment and sustainable local economic development.
Using a local currency not only stimulates the local economy, but also creates stronger bonds within the community by increasing social capital. Moreover, buying locally decreases emissions through reduced transportation externalities. Generally, internal trade through the use of complementary currencies is a resilience strategy, which reduces the impact of national economic crises and dependency on international trade (such as fossil fuels, food, etc.) by enhancing self-sufficiency. Finally, the use of a local currency increases the awareness of the impact of one’s economic activity.

Bristol Pound contributed to Bristol being awarded the title of European Green Capital 2015.

Bristol is the first city in the UK in which taxes and business rates can be paid in Bristol Pounds Bristol Pound account holders can convert £Bs to and from pounds sterling and backed 1-1 by pound sterling. Bristol City Council, and other organisations in the city, offer their employees part of their salaries in Bristol Pounds. The former Mayor of Bristol, George Ferguson, accepted his entire salary (£51,000) in Bristol Pounds.

Since June 2015 energy bills can be paid in Bristol Pounds to the 100% renewable energy provider, Good Energy. Its CEO claimed it is a world first for paying energy bills using a local currency.

In June 2015, according to the Bristol Pound CEO some £1 million had been issued in £Bs, with more than £B700,000 still in circulation. More than 800 businesses accept Bristol Pounds and more than a thousand users have a Bristol Pound account.

Bristol is one of the eight largest regional English cities that make up the Core Cities Group, and is ranked as a gamma world city by the Globalization and World Cities Research Network, the fourth highest ranked English city.

When Everyone’s trying to steal a buck. Will us power

A bird in hand is worth two in a bush

A bird in hand is pocket lint and worth nothing on paper

A bird in hand is worth pebbles in the other

2 Long Stories as Lessons Learned Shared by U.S.M.A.N

A lot of monkeys live near a village.🐒

One day a merchant came to the village to buy these monkeys!🐵

He announced that he will buy the monkeys @ $100 each. 🙊

The villagers thought that this man is mad.🙄

They thought how can somebody buy stray monkeys at $100 each?🤔

Still, some people caught some monkeys and gave it to this merchant and he gave $100 for each monkey. 😬

This news spread like wildfire and people caught monkeys and sold it to the merchant.😬

After a few days, the merchant announced that he will buy monkeys @ 200 each. 😉

The lazy villagers also ran around to catch the remaining monkeys!🐒

They sold the remaining monkeys @ 200 each.🐒

Then the merchant announced that he will buy monkeys @ 500 each!😮

The villagers start to lose sleep! … They caught six or seven monkeys, which was all that was left and got 500 each.🙊

The villagers were waiting anxiously for the next announcement.😉

Then the merchant announced that he is going home for a week. And when he returns, he will buy monkeys @ 1000 each!😉

He asked his employee to take care of the monkeys he bought. He was alone taking care of all the monkeys in a cage.🐒

The merchant went home.😉

The villagers were very sad as there were no more monkeys left for them to sell it at $1000 each.☹️

Then the employee told them that he will sell some monkeys @ 700 each secretly. 😉

This news spread like fire. Since the merchant buys monkey @ 1000 each, there is a 300 profit for each monkey.😬

The next day, villagers made a queue near the monkey cage.🐵🤑

The employee sold all the monkeys at 700 each. The rich bought monkeys in big lots. The poor borrowed money from money lenders and also bought monkeys! 🙊

The villagers took care of their monkeys & waited for the merchant to return. 🤑

But nobody came! …😳 Then they ran to the employee …🙄

But he has already left too !😉

The villagers then realised that they have bought the useless stray monkeys @ 700 each and unable to sell them! 😩

This business is known as the…


It made a lot of people bankrupt and a few people filthy rich in this monkey business. 🐒😉😅

That’s how the stock market works….

There was a farmer who had a horse and a goat…..

One day, the horse became very ill and he called the veterinarian, who said: “Well, your horse has a virus. He must take this medicine for three days. I’ll come back on the 3rd day and if he’s not better, we’re going to have to put him to sleep.”
Nearby, the goat listened closely to their conversation.

The next day, the Vet gave him the medicine and left.

The goat approached the horse and said:

“Be strong, friend. Get up or else they’re going to put you to sleep!”

On the second day, the doc again gave him the medicine and left.

The goat came back and said: – “Come on buddy, get up or else you’re going to die! Come on, I’ll help you get up”.

Let’s go! One, two, three… but the poor horse wouldn’t get up!

On the third day, the Vet gave one look at the horse and said:

“Unfortunately, we’re going to have to put him down tomorrow. Otherwise, the virus might spread and infect the other horses.”

After they left, the goat approached the horse and said: “Listen pal, it’s now or never! Get up, come on! Have courage! Come on! Get up! Get up! That’s it, slowly! Great! Come on, one, two, three… Good, good. Now faster, come on…… Fantastic! Run, run more!

Yes! Yay! Yes! You did it, you’re a champion!!!”

All of a sudden, the owner came back to the farm, saw the horse running on the field … he was not aware of goats role in this. He began shouting: “It’s a miracle! My horse is cured. We must have a Grand celebration…

Let’s cook the goat!!!!”

Corporate Lesson:

‘Whatever you do, always mark a CC to your boss’.😂😂😂

(CC) 2017 Tysilyn Fernandez


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